Useful Documents

Please click on the links below to download our documentation.

Standard Financial Statement (SFS)

Mars Capital will always seek to understand the circumstances of its customers and help them, using all reasonable means available, return to long term financial stability. It is important that we understand your current financial situation to assess the affordability and sustainability of your mortgage and where possible agree an affordable monthly arrangement. To do this we use the following Standard Financial Statement SFS form.

The completed form should be sent to the address below along with your accounts / self assessment (if self-employed) or three months’ payslips (if employed) for each party to the mortgage account plus three months’ bank statements.

Guide to completing a Standard Financial Statement 

The Central Bank of Ireland has published the attached guide to assist you with completing a Standard Financial Statement. Please use this guide to assist you in completing an SFS for Mars Capital or please give us a call if we can be of any assistance.

Mortgage Arrears Resolution Process (MARP) Booklet

Mars Capital has published its Mortgage Arrears Resolution Process (MARP) in our MARP booklet to help you if your mortgage loan account is in arrears or if it is at risk of going into arrears. 

Mars Capital will always work with you to try and come to an arrangement appropriate to your particular circumstances and will require your cooperation and commitment to your mortgage to be able to do so.

Mortgage to Rent Scheme

The Mortgage to Rent (MTR) scheme is a government initiative to help eligible homeowners who are at risk of losing their homes due to mortgage arrears to switch from owning their home to renting it as a social housing tenant. The scheme is administered by the Housing Agency and overseen by the Department of Housing, Planning and Local Government. For more information, please visit www.mortgagetorent.ie or read the Housing Agency's guide here.

Variable Rate Policy Statement

Our Variable Rate Policy Statement is available here.

Third Party Authorisation Form

Our Third Party Authorisation Form is available here.

Fees and charges

We do not currently impose any fees or charges in relation to the products or services we offer nor do we charge specific fees to Non-Cooperating Borrowers.