Financial Difficulties

Financial difficulties can affect anyone, we are here to help you

We understand that circumstances can change, making it hard to repay your mortgage.  If you’ve fallen behind or worry you’ll fall behind on payments, we’ll work to support you every step of the way. Whether it's exploring repayment options, discussing potential solutions, or providing helpful tips for managing your finances, we're committed to finding the best solution for your situation.

Remember, you are not alone.

Regardless of the reason for your financial difficulties, there are ways to get back on track

Please get in touch with us and once we know your circumstances, we can suggest the best approach to help you move forward, so that you can take control of your finances sooner.

Preparing for a confidential discussion with us

 The more information we have about your circumstances, the better we can help. During our confidential discussion we may ask for information about your:

  • Personal circumstances

  • Current mortgage

  • Income and expenses

  • Other debts

  • Other properties and assets

Please have these ready for the call.

Understand your finances

 Understanding your income and expenses and having a budget in place is always useful, especially when times are challenging.

Use the MABS My Budget tool

There are many tools out there that can help you with preparing a budget, but if you need help consider reaching out to the Money Advice and Budgeting Service (MABS). It provides free and independent expert advice – and it’s confidential.

Independent advice

It is important to seek appropriate independent legal and/or financial advice. One option is to contact MABS (Money Advice & Budgeting Service). MABS is a national, free, confidential and independent advice service for people in debt difficulties.  You can contact them at www.mabs.ie, or call their helpline on 0818 07 2000, Monday to Friday 9am to 8pm. 

Abhaile is a service available through MABS to help homeowners find a resolution to home mortgage arrears. It provides free confidential and independent financial and legal advice and help from experts.

You can find out more about this service by contacting MABS on their helpline 0818 07 2000, Monday to Friday 9am to 8pm.

Further information on additional supports that may be available to you are outlined under Useful Contacts on our website.